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Terms and Conditions

Last updated: February 2, 2026

1. Introduction & Acceptance

Welcome to Kaso ("the App"), a grocery value comparison application operated by PJ Insights, a self-employed business registered in Quebec, Canada ("we," "us," or "our").

By accessing or using the App, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

These Terms constitute a legally binding agreement between you and PJ Insights regarding your use of the Kaso application and all related services.

2. Service Description

Kaso is a grocery value comparison application that helps users find the best deals on grocery products in the Montreal, Canada area. The App provides:

  • Price comparisons across multiple grocery retailers
  • Proprietary "Value Score" calculations to help identify deals
  • Weekly flyer aggregation from participating stores
  • Personalized dietary filtering options
  • Shopping list functionality
  • Product discovery through swipe-based browsing

The App currently supports the following retailers: Metro, Maxi, Super C, IGA, and other Loblaw banner stores operating in Montreal.

3. Account Registration

To access certain features of the App, you must create an account. When registering, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information as needed
  • Keep your login credentials secure and confidential
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized access

You must be at least 13 years old to create an account. If you are under 18, you represent that you have parental or guardian consent to use the App.

4. Subscription Tiers

Free Tier:

  • Basic price comparison features
  • Access to weekly flyer deals
  • Medical dietary filters (allergies, conditions)
  • Standard shopping list functionality
  • Sponsored content and advertisements may be displayed

Premium Tier:

  • All Free tier features
  • Ad-free experience
  • Advanced dietary and lifestyle filters
  • Enhanced Value Score insights
  • Priority support
  • Early access to new features

Pricing:

  • Monthly: $9.99 CAD/month
  • Annual: $99.99 CAD/year (2 months free)

5. Payment Terms

Premium subscriptions are processed through Stripe, our third-party payment processor. By subscribing, you agree to:

  • Provide valid payment information
  • Authorize recurring charges at the beginning of each billing period
  • Accept that subscriptions auto-renew unless cancelled

Cancellation: You may cancel your subscription at any time through the App settings. Cancellation takes effect at the end of your current billing period. No partial refunds are provided for unused portions of a subscription period.

Price Changes: We reserve the right to change subscription pricing with 30 days notice. Existing subscribers will be notified before any price change affects their subscription.

6. Intellectual Property

The App, including its design, features, Value Score algorithm, and content created by us, is owned by PJ Insights and protected by intellectual property laws.

Product information, prices, and images displayed in the App are sourced from publicly available flyer data and remain the property of their respective retailers.

You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes. You may not:

  • Copy, modify, or distribute the App or its content
  • Reverse engineer or attempt to extract source code
  • Use automated systems to scrape or collect data
  • Remove any copyright or proprietary notices

7. User Obligations

When using the App, you agree to:

  • Use the App only for lawful purposes
  • Not interfere with or disrupt the App's operation
  • Not attempt to gain unauthorized access to any systems
  • Not use the App to transmit harmful code or content
  • Not impersonate others or misrepresent your identity
  • Comply with all applicable laws and regulations

8. Price & Product Disclaimers

Price Accuracy Disclaimer

Prices displayed in the App are sourced from publicly available weekly flyer data. Actual in-store prices may vary. We strongly recommend verifying prices at the store before making purchasing decisions. We are not responsible for price discrepancies between the App and in-store prices.

Value Score Disclaimer

The Value Score is a proprietary algorithm designed to help you identify potential deals. It is provided for informational and guidance purposes only. The Value Score does not constitute financial advice, and we make no guarantees about the accuracy or reliability of value assessments.

Product Availability Disclaimer

Product availability shown in the App is not guaranteed. Stock levels vary by store location and may change without notice. The App does not have real-time inventory data. Always check with your local store for current availability.

Geographic & Temporal Disclaimer

Deals and promotions are based on weekly flyer cycles specific to the Montreal metropolitan area. Prices may vary by store location. Flyer deals change weekly (typically Thursday) and are only valid for the promotional period indicated.

Retailer Relationship Notice

Kaso is an INDEPENDENT service. We are NOT affiliated with, endorsed by, or connected to any grocery retailer (Metro, Maxi, Super C, IGA, Loblaw, etc.). Product information and images are aggregated from publicly available flyer advertisements. Retailers may request content review at support@kaso.ca.

9. Third-Party Services

The App integrates with various third-party services to provide its functionality:

  • Stripe: Payment processing for Premium subscriptions
  • Vercel: Application hosting and delivery

Grocery price data is sourced from publicly available flyers from Canadian retailers including Metro, Maxi, Super C, IGA, and Loblaw banner stores.

Your use of these third-party services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party services.

10. Data Collection Summary

We collect and process certain data to provide and improve our services. This includes:

  • Account information (email, display name)
  • Preferences (dietary filters, store selections)
  • Usage data (shopping lists, product interactions)
  • Device information for app functionality

Aggregated Analytics: We may sell or share aggregated, anonymized analytics data (such as product trends, shopping volumes, and store preferences) with third parties. This data cannot be used to identify individual users. We do not sell your personal data.

For complete details about our data practices, please review our Privacy Policy.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PJ INSIGHTS SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, data, or goodwill
  • Damages arising from reliance on price or product information
  • Service interruptions or data loss
  • Actions of third-party services

Our total liability for any claims arising from your use of the App shall not exceed the amount you paid us in the twelve (12) months preceding the claim, or $50 CAD, whichever is greater.

The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied.

We accept no liability for claims from retailers, brands, or manufacturers regarding the display of publicly available product or pricing information.

12. Indemnification

You agree to indemnify, defend, and hold harmless PJ Insights, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses (including reasonable legal fees) arising from:

  • Your use or misuse of the App
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your violation of any applicable laws

13. Service Modifications

We reserve the right to modify, suspend, or discontinue any part of the App at any time, with or without notice. This includes:

  • Adding or removing features
  • Changing the stores or regions we support
  • Updating the Value Score algorithm
  • Modifying subscription tiers or pricing

We will make reasonable efforts to notify users of significant changes. Continued use of the App after changes constitutes acceptance of the modified Terms.

14. Termination

By You: You may terminate your account at any time through the App settings. Upon termination, your right to use the App ceases immediately.

By Us: We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or for any other reason at our discretion with reasonable notice.

Upon termination, provisions that by their nature should survive (including intellectual property, limitation of liability, and indemnification) will remain in effect.

15. Dispute Resolution

Governing Law: These Terms are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein.

Jurisdiction: Any disputes arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts located in Montreal, Quebec, Canada.

Informal Resolution: Before initiating formal proceedings, we encourage you to contact us at support@kaso.ca to attempt to resolve any disputes informally.

16. Canadian-Specific Provisions

PIPEDA Compliance: We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) regarding the collection, use, and disclosure of personal information.

Quebec Consumer Protection Act: For users in Quebec, nothing in these Terms shall be interpreted to exclude, restrict, or modify the application of the Quebec Consumer Protection Act or any rights you may have under it.

Language: The parties have requested that these Terms and all related documents be drafted in English. Les parties ont demandé que cette convention ainsi que tous les documents connexes soient rédigés en anglais.

17. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and PJ Insights regarding the App.

Severability: If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

Assignment: You may not assign your rights under these Terms without our consent. We may assign our rights without restriction.

Updates to Terms: We may update these Terms from time to time. Material changes will be notified through the App or via email. Your continued use after changes constitutes acceptance.

18. Contact Information

If you have questions about these Terms or need to contact us:

PJ Insights

Operating as: Kaso Intelligence

support@kaso.ca

Location: Montreal, Quebec, Canada

Thank you for using Kaso. We appreciate your trust in our service.